Financial Aid

Covering college costs is usually a cooperative effort involving student and parent resources and financial aid, which can consist of grants, scholarships, loans, and student employment.

The responsibility of financing a college education begins with students and parents and their financial capability to contribute to the costs. How much parents and students are expected to contribute is determined by a Department of Education Needs Analysis Formula.

Financial Aid

The amount of financial aid available to a student is also based on the Needs Analysis Formula. Like most colleges, Minnesota West Community & Technical College makes these determinations based on information submitted by families on the Free Application for Federal Student Aid (FAFSA).

Submitting a FAFSA allows students to be considered for aid from the following programs:

• Federal aid such as the Pell Grant, SEOG Grant, Direct Loan, and Perkins Loan
• State aid such as the Minnesota State
• College employment through the Work Study

Scholarships

Minnesota West Community & Technical College recognizes students who have demonstrated outstanding academic, leadership, service, and extracurricular achievements through the Minnesota West Community & Technical College Scholarship program. Qualified students, regardless of financial circumstances, may apply for these awards.

Getting Started with Financial Aid

Minnesota West Community & Technical College is ready to assist students and provide information about financing education. Students must apply for financial aid each year because financial, academic, or personal situations may change.

Satisfactory Progress Standards

Minnesota West adheres to Minnesota State policy of maintaining an open door admissions policy, assessing students, and providing developmental coursework and other programs of assistance to support student success.

However, students must perform at an acceptable academic level and program completion level to continue enrollment and be eligible to receive financial aid.

Minnesota West Community & Technical College is a publicly supported institution and has an obligation to follow rules and regulations set forth by the state and federal government by providing documented

accountability of the taxpayer’s investment in education by closely monitoring all students’ academic progress.

Minnesota West Community & Technical College requires that students make satisfactory academic progress toward a degree, diploma or certificate to remain in good standing. According to regulations governing the federal financial aid programs, a student must be enrolled in a program of study leading to a degree or certificate and must be making satisfactory academic progress according to standards and practices of the institution in order to continue to be eligible for the federal programs (Federal Pell Grant, Federal Supplemental Educational Opportunity Grant, Federal Direct Loan, Federal PLUS, and Federal work Study), state programs (Minnesota State Grant, Minnesota Non-AFDC Child Care Grant, Minnesota State Work Study, and Student Education Loan Fund), and institutional programs. All students must comply with the standards of Satisfactory Academic Progress as outlined in this policy without exception for full- time/part-time status or regardless of program of study.

Satisfactory Academic Progress is defined as progressing in a positive manner toward fulfilling requirements for the degree or certificate in a given program of study. Satisfactory progress is the measurement of a student’s performance (credits completed and cumulative grade point average) in meeting the institutional degree requirements.

Minnesota West Community & Technical College believes that students are responsible for their own academic progress and for seeking assistance when experiencing academic difficulty.

Minnesota West Community & Technical College has an established procedure for placing students on academic warning, continued academic probation, academic suspension, financial aid warning, and financial aid suspension.

There is also an appeal process for academic/financial aid suspension based on unusual or extenuating circumstances. Appeal forms for both academic and financial aid issues are available from the Student Services Office, the Campus Administrator Office or online.

The standards that follow are based on Federal requirements and Minnesota State Board Policy.

Requirements:

1. Qualitative Measure
   • All students are required to maintain an acceptable grade point average (GPA). The minimum standard is progressive based on cumulative registered credits and is detailed below.

Grades of A,B,C,D, and F will be included in calculating a student's GPA.

2. Quantitative Measures
   1. Required Completion Percentage: Students are required to complete a minimum of all attempted credits as follows:

1. 1. 1. 2. The completion percentage will be reviewed after the end of each term. Grades of Incomplete (I), Failing (F), Ceased to attend (FW), Withdraw (W), No Credit (NC) or No Grade Assigned (Z) do not count toward satisfactory completion but as attempted credits.
         3. Maximum Time Frame: All students are expected to complete their program within an acceptable period of time. Financial Aid recipients may continue to receive aid until they complete all of their required coursework or until they have attempted 150% of the normal time required to complete a program (ex: for a 60 credit program you can attempt 90 credits towards the completion of the program and receive financial aid) There is no warning period for Maximum Time Frame.
            1. If a student changes programs after receiving financial aid for partial completion of one program, and if the new completion time will be more than 150% of normal completion of the original program, the maximum time for the student’s financial aid eligibility will be agreed to be the length of time to complete only the additional courses required to complete the second
            2. If a student decides to have a double major, the 150% completion time may be extended. The maximum time for the student’s financial aid eligibility will be agreed to be the length of time to complete only the additional courses required to complete the second major.
            3. If a student completes one program and decides to enter into another program, the maximum time for the student’s financial aid eligibility will be agreed to be the length of time to complete only the additional courses required to complete the second

3. Evaluation Period

Satisfactory Academic Progress will be monitored as follows:
All students with registered credits during a term will be evaluated at the end of the term including summer to make sure that all criteria of the satisfactory progress policy have been met. The review is based on cumulative records. Students who are part-time will not be evaluated until six cumulative registered credits are posted on the student’s transcript.

4. Failure to Meet Standards
   1. Academic and Financial Aid Warning and Suspension
      • Warning: A student will be placed on Academic and Financial Aid Warning for one term if he/she fails to meet these standards at the end of the review period. Students on warning are eligible to receive financial aid. To be removed from warning, a student must meet the SAP standards at the end of the warning period.
      • If a student fails to meet the SAP standards at the end of the warning period, he/she will be placed on Academic and Financial Aid Suspension.
      • Suspension: Academic and Financial Aid Suspension: A student will be placed on suspension if: he/she does not satisfactorily remove him/herself from Academic and Financial Aid warning.
      • Financial Aid suspension: If a student has reached 150% of credits attempted for Financial Aid suspension or Minnesota West has determined it is not possible for the student to raise his/her GPA or completion rate to meet the college's standards prior to the end of the program for which the student is receiving financial aid.
        • A student does not have to be placed on academic suspension to be placed on financial aid suspension.
   2. Extraordinary Circumstances
      • Students may be immediately suspended from financial aid eligibility in the event of extraordinary circumstances, including but not limited to previously suspended (and reinstated) students whose academic performance falls below acceptable standards during a subsequent term of enrollment; students who register for courses, receive financial aid, and do not attend any classes; and students whose attendance patterns appear to abuse the receipt of financial aid.

5. Notification
   • The college will notify a student in writing by mail and/or student email when they enter into a warning or suspension status. It is the student’s responsibility to monitor their Satisfactory Academic Progress.
6. Appeal Process:
   • The appeal of academic suspension and appeal of financial aid suspension are separate processes. Approval of an academic appeal does not guarantee approval of a financial aid appeal. By federal regulations, the guidelines for approval of financial aid appeals are more restrictive.

• • Academic Appeal:
    1. Appeals must be submitted in writing using the Academic/Financial Aid Reinstatement Appeal form and include all of the following documentation:
       1. Letter of explanation describing extenuating circumstances that affected academic progress and how your situation has/will change.
       2. Copy of unofficial college transcript(s).
       3. A completed Education Plan listing courses and credits by semester, and actions/steps to achieve Satisfactory Academic It must be signed by student and advisor.
       4. If requested by the Committee Chairperson or designee, the appeal must include supporting documentation beyond the written explanation.
    2. The Appeals Committee will meet the second week of every month however, Appeals must be received by the Committee Chairperson prior to the beginning of the start of the term desired. Any appeals received after the term begins will be considered for the next term.
    3. A committee of five or more members and the Committee Chairperson will consider the appeal.
       1. The appeals committee will meet monthly and within a reasonable time frame prior to the start of each term. The Committee Chairperson may call other meetings as needed.
       2. The decision will be transmitted to the student within three working days after the decision has been made. The decision will be final.
    4. If an appeal is denied, a student may file a new appeal in a subsequent term.
    5. An Academic Dean may approve registration into one course without lifting the suspension only if the Academic Appeal form is completed by the student and signed by an Advisor with consultation of SAP requirements.

Academic Reinstatement

A student who has been suspended from enrollment may return to the college on probationary status after an appeal has been approved with the following requirements.

1. The student will continue on probationary status if the student completes 75% of his/her registered credits in the probationary semester with a 2.5 term grade point average but has not met the institution’s cumulative standards.
2. The student will be removed from probationary status when both the cumulative qualitative and quantitative criteria for satisfactory academic progress have been met.
3. The student must contact her/his academic advisor at three times each semester to report academic status and registration for next

Financial Aid Appeals

A student who fails to make satisfactory academic progress and is suspended from enrollment has the right to appeal based on unusual or mitigating circumstances including but not limited to death of a relative, illness, hospitalization, or injury to the student. Mitigating circumstances are situations that are out of the control of the student and were not present at the time of initial enrollment. An academic appeal must be approved before a financial aid appeal can be considered.

The appeal must be submitted using the Academic/Financial Aid Reinstatement Appeal form found on our website.

The appeal must include an explanation of the extenuating circumstances that negatively affected academic progress.

The appeal must include supporting documentation beyond the written

The appeal must include what has changed in the student’s situation that would allow the student to demonstrate satisfactory academic progress at the end of the next evaluation

Sitting out a year is not in itself a reason for appeal or reinstatement of financial aid.

The initial consideration of appeal shall be undertaken by the Director of Financial Aid or a designee. Students have the right to request appeals of adverse decisions to go to the Financial Aid Appeals Committee. Results of all appeals will be communicated to the student in writing in a timely manner along with pertinent information regarding the conditions of the appeal and the length of the appeal period.

7. Financial Aid Reinstatement
   • Student will be eligible for Reinstatement of Aid when:

1. 1. 1. They satisfactorily complete acceptable academic work (2.0 GPA and 67% completion) in a minimum of 6 credit hours taken toward completion of their degree in the same semester. This student cannot receive financial aid for the period during which eligibility is being reinstated. A student who has met this condition must still be approved through the appeal process. Reinstatement of financial aid is not guaranteed.
      2. They have had a financial aid suspension appeal approved based on unusual or mitigating circumstances including but not limited to death of a relative, illness, hospitalization, or injury to the student. Mitigating circumstances are situations that are out of the control of the student and were not present at the time of initial enrollment.
      3. They have met the conditions specified in their academic plan but have not met the institution's cumulative standards. In such cases, MWCTC shall permit the student to remain on a continued probation status for a subsequent evaluation period.
      4. They have a grade of Incomplete (I) turn into an acceptable letter grade during the first twenty days of the semester following the suspension that enables the student to meet the minimum Satisfactory Progress requirements.
      5. They have met the cumulative GPA and completion rate requirements by taking credits on their own (no financial aid). Students need to contact the Director of Financial Aid in writing when they have met the requirements.

8. Additional Elements
   1. Treatment of Grades: A course repeated with the intent of improving GPA will have both the initial and repeated course counted when calculating courses attempted. Grades of Incomplete (I), Failing (F), Failure, Ceased to Attend (FW), Withdraw (W), No Credit (NC), In Progress (IP), or No Grade Assigned (Z) shall be treated as credits attempted but not successfully completed.
   2. Academic Amnesty: Credits for which students have been granted academic amnesty (“academic forgiveness”, “academic renewal”, etc.) will be included in both cumulative GPA and completion percentage for financial aid warning/suspension calculations.
   3. Audited Courses: Audited courses (AU) are not included in any financial aid satisfactory academic progress measurements.
   4. Consortium Credits: Credits for which financial aid is received under a consortium agreement will be included in cumulative GPA, completion percentage and maximum time frame calculations for financial aid warning/suspension.
   5. Remedial Credits: Developmental courses are those awarded for remedial course work (below 1000 levels). Students may receive financial aid for developmental credits up to a maximum of 30 credit hours (excluding ESL). These credits are included in all financial aid satisfactory academic progress measurements. Up to 30 credits of developmental credits shall be excluded from maximum time frame
   6. Repeated Courses: Repeated credits are credits awarded when a student repeats a course in order to improve a grade. The last grade will become the grade calculated for GPA purposes. Academic policy allows a student to repeat a course no more than two times, however, a student shall not be permitted to receive financial aid for more than one repetition of a previously passed course. All repeated credits are included in the percentage of completion and maximum time frame calculation for financial aid purposes.
   7. Transfer Credits: Transfer credits accepted by Minnesota West Community & Technical College shall not be counted as credits attempted for calculation of cumulative completion percentage, and grades associated with these credits shall not be used in calculating cumulative GPA. Transfer credits accepted and applied by Minnesota West Community & Technical College toward a student’s general education program, or degree requirements shall apply toward the maximum time frame calculation.
   8. Withdraws: Credits for courses that a student withdraws from after the drop period will be included in credits attempted but not successfully completed for purpose of monitoring academic satisfactory progress. Thus, a “W” does not impact GPA, but does negatively impact the cumulative completion.
   9. Students who have not met the institution’s cumulative grade point average and completion percentage standards and have not met the conditions specified in his/her academic plan shall be re-suspended immediately upon completion of the evaluation.

Student Eligibility Policy

A student must meet federal/state requirements to be eligible for and receive financial aid.

Federal Requirements

1. A student must be a citizen of the United States or an eligible nonresident.
2. A student must meet the requirements of the Selective Services regulations.
3. A student may not be in default on a student loan or owe an overpayment on Title IV funding at any previously attended postsecondary
4. A student must be making "satisfactory progress" toward graduation.
5. A student must have a high school diploma or a GED certificate.
6. A student must be enrolled in (or have applied for admission to) an eligible program.

State Requirements

1. A student must be enrolled in an eligible program of at least three credits.
2. A student must be a Minnesota
3. A student must demonstrate financial
4. A student must be past mandatory high school age or if under 17, hold a high school diploma or GED.
5. A student must not be delinquent on child support payments.

Ability to Benefit

Every student receiving financial aid at Minnesota West Community & Technical College must be academically qualified for study at a higher education level. A student with a high school diploma or its recognized equivalent (GED) is always considered to be academically qualified. A student who does not have a high school diploma or its recognized equivalent is not eligible for Federal Financial Aid funds, only state funds.